Insurance & Protection

What Is Protection?

Life Insurance – Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection – Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

Critical Illness Cover – This cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Income Protection Cover – Income Protection Insurance covers you in a situation where you may become unable to work due to illness or injury. It will pay you a regular tax-free monthly income.

Business Protection – This can be a cost effective and tax efficient way to help businesses safeguard their future. There are a range of covers to meet specific business needs. We can tailor life and/or critical illness overs to ensure benefits provide the right solution at the right time.

Our Life Insurance Plans

Level Protection Plan – may be right for you to protect your family or business if you die, suffer a terminal illness or are diagnosed with a specified critical illness.

Adaptable Life Plans – may be right if you want to provide a cash sum for your family when you die or are diagnosed with a termial illness at any time.

Decreasing Mortgage Cover Plan – may be right if you want to repay a mortgage or long term debt if you die, suffer a terminal illness or are diagnosed with a specified critical illness.

Income Protection Plan – may be right for you if you need an income when you can’t work, because of illness or injury.

We can only offer products from Zurich Assurance for life assurance and critical illness cover.